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The Solvency II Directive 2009/138/EC is an EU Directive that codifies and
harmonises the EU insurance regulation. Primarily this concerns the amount of
capital that EU insurance companies must hold to reduce the risk of
insolvency.
Once the Omnibus II directive is approved by the European
Parliament, Solvency II will be scheduled to come into effect on 1 January 2016.
This date has been pushed back many times.